MOAA Masthead

Maryland Council (MD MOAA)


LOE 5 Star5 Star 2016

Last Update: Jan 2019



2019 Maryland Legislative Session: Please visit the Legislative Priorities section below for important updates on activities during the 2019 session in Annapolis. (9 Feb 2019)


This is probably the most important and timely message I've sent out to our MOAA family over the past six months.  I am taking the liberty of further sharing it (for information purposes) with a number of other Veterans leaders in Maryland.  It is a reminder that we all have only two more weeks to make our medical decisions regarding those plans for which we are eligible--and that includes TRICARE-for-Life (TFL) beneficiaries too.


The deadline for selections (including for the new FEDVIP coverage for the revised retiree dental and vision/optometry plans) remains Monday, December 10th.  If you've not yet reviewed your options in Maryland, which vary considerably by what truly is best for you and your family, now is absolutely the time to get started. See below for more information. (28 Nov 2018)



Notes from outgoing Council President COL Harvey Kaplan, USA (Ret) 4 Jan 2019:



(subject to adjustment as required)


Council Quarterly Meetings on Saturdays, 12 January, and [subject to approval of our next Council President] 30 March, 22 June, and 7 September.  {Chapters, please avoid scheduling conflicting events on these dates; we truly need every Chapter to participate at our quarterly meetings.}


MOAA Storming the Hill:  Storming Week will begin on Monday, 8 April 2019 (in the evening) and continue through the week.  The actual Storming is expected to take place all day on Wednesday, 10 April.  The Sheraton Washington Hotel (on Orme Street in Arlington, VA) is the expected site for accommodations, training, and meetings of "Storming Teams" and Council Presidents.  Bryon Hartzog and I intend to plan for two Storming Teams to visit all 10 Maryland Congressional Offices.  Watch for more details, including the decision on the highest priority of our goals for storming. (See the January 2019 edition of Military Officer, pp.40-43 and 49 for a discussion of all ten 2019 legislative goals).  The content of the printed magazine article also is now available on-line in a slightly varied format, at this link:       



MOAA Travel:  Two groups from MOAA across the USA will be visiting Normandy on cruises from Paris (and return) in commemoration of the 75th Anniversary of the Allied Landings (two separate weeks in June 2019).  Also, watch for more details on the MOAA Travel cruise via NCL (Norwegian Cruise Lines) to Alaska during Summer 2019:



Toll Free:  1-800-211-5107


[trip data are subject to change, as required]


Category                Stateroom / Suite PRICE                MOAA Price        Savings per person


      MA                   Mid-Ship Mini-Suite             $2,599                              $2,369                      $230      


      8D                    Balcony                               $2,249                              $2,119                       $130


      1A                    Mid-Ship Inside                   $1,319                              $1,149                       $170


Note: It might be advantageous for the Council to consider the possibility of scheduling a future group trip for our members and spouses with MOAA Travel [e.g., on an ocean cruise with Royal Caribbean out of the Port of Baltimore] or a European River Cruise with an experienced company operating its own ships such as GCT, Grand Circle Travel [headquartered in Boston, MA].


9th Annual Maryland Congressional Luncheon:  Date to be determined ~ September 2019.  The event again will most likely take place in a meeting room on either the House or Senate side of Capitol Hill, to be determined once the date is finalized.  [President's and Incoming President's Personal Note: 9/11 would be an excellent mid-week date if all works out as envisioned.  We would recommend identifying that Wednesday as our first choice.  The alternate date should be 18 September (also a Wednesday), should Congressional office availability be limited due to 9/11 remembrance events and/or conflicts caused by other legislative session scheduling.]


National MOAA Northeast Regional Leaders Workshop.  We will be participating again in 2019 with Councils and Chapters from New England through our own Mid-Atlantic area.  The following states will be invited:  

CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VA, VT, and WV

Watch for a final decision from National for the location. The dates are set as 13-14 September.  A decision will be made soon on the location.


2019 MOAA Military and Veterans Networking Forum:  This annual event will again be held at the National Air and Space Museum (renovation schedule permitting), Independence Avenue at 6th Street, SW, Washington, DC 20650.  The date will be 19 September 2019 (Thursday evening), starting at 1830 hours.


MOAA Annual Meeting:  The 2019 Annual Meeting will be conducted at the Holiday Inn Old Town in Alexandria (625 First Street) on Monday, 4 November 2019 (in conjunction with a National MOAA Board Meeting).  Similar to the Annual Meeting of 2017, it will consist of a series of briefings to the membership within about 2 hours--without presentation of Four and Five Star Levels of Excellence (LOE) Awards.  These will be presented formally at the 2020 Annual Meeting.  Other than for Board and selected MOAA HQ Staff Members, no overnight stay is required for Maryland members who wish to attend.  More details will be available during Summer 2019. (19 Jan 2019)




Welcome to the Web Pages of the Maryland Council of Chapters, an affiliate of the Military Officers Association of America. The Maryland Council was awarded a Five Star Level of Excellence for 2017 (as of August 2018).


The Maryland Council is composed of ten chapters, spread geographically across the state. Here is a list of the Chapters, with links to their individual Web Pages. All Chapters have an informational page here, and some have additional pages, as shown with additional links (Stars indicate the Level of Excellence rating earned by the Chapter for 2017 – as announced in July 2018.):


·         AnnapolisChapter Web Site

·         * * * * * Ft George G Meade

·         * * * * * Star Spangled BannerChapter Web Site (Winner of 5 Star Col Marvin J Harris Communications Award for 2017, as of 7 Apr 2018)

·         * * * * * General Smallwood

·         * * * * * Montgomery CountyChapter Site at MOAA

·         Prince Georges County

·         Southern Maryland

·         * * * * * SusquehannaChapter Site at MOAAChapter Web Site (Winner of 5 Star Col Marvin J Harris Communications Award for 2017, as of 7 Apr 2018)

·         Upper Eastern Shore

·         * * * * * Upper PotomacChapter Site at MOAA



Here's a great photo of the Maryland members who accepted the seven Levels of Excellence Awards (all Five-Star) for the Maryland Council/Chapters at the Annual Meeting in Phoenix.




Front Row (left to right): Brad Jewitt for the Fort Meade Chapter, Harvey T. Kaplan for the Maryland Council of Chapters, and Naomi M. Kaplan for the Montgomery County Chapter.


Second Row (left to right): Sam De Bow for the Upper Potomac Chapter, Charles Rishell for the Star Spangled Banner Chapter, Matt Clark for the General William Smallwood Chapter, and Harry Quinn for the Susquehanna Chapter.  [Note: I carried back a few of the awards and will distribute them at our next Council Meeting.]


Please go to the following link for the full set of pictures, including each individual receiving the award from Lt. Gen. Dana T. Atkins, USAF (Ret.) and Lt. Gen. Edward Hanlon, Jr., USMC (Ret.).  For your convenience, those photographs are included from #0107 thru 0127 in the series of photographs (with some breaks for recipients from other states).


Hearty Congratulations to all!



Council Officers


Here are the Council officers for 2019 – 2020 (as of 19 Jan 2019):







1st Vice Pres





2nd Vice Pres



Lt Col






















Immediate Past Pres





Legislative Liaison






Transition Liaison





Spouse Liaison



Md Veterans Commissioner










Ft Meade






Gen Smallwood





Montgomery Co





Prince Georges





Southern MD





Combined with Gen Smallwood

Star Spangled










Upper Eastern Shore





Upper Potomac






The Southern Maryland Chapter is currently functioning as an affiliate of the Gen Smallwood Chapter.


Here are the Maryland Council Bylaws, updated on 12 Jan 2019. (19 Jan 2019)


Here are the Maryland Council of Chapters Goals for CY2019-2020, appreove by the Council on 12 Jan 2019. (19 Jan 2019)



Retiree Dental Care


This is probably the most important and timely message I've sent out to our MOAA family over the past six months.  I am taking the liberty of further sharing it (for information purposes) with a number of other Veterans leaders in Maryland.  It is a reminder that we all have only two more weeks to make our medical decisions regarding those plans for which we are eligible--and that includes TRICARE-for-Life (TFL) beneficiaries too.


The deadline for selections (including for the new FEDVIP coverage for the revised retiree dental and vision/optometry plans) remains Monday, December 10th.  If you've not yet reviewed your options in Maryland, which vary considerably by what truly is best for you and your family, now is absolutely the time to get started.


If you currently have Delta Dental's TRICARE uniformed services retiree dental coverage (TRDP) in Maryland, please remember there was only one plan and that it will expire automatically on 31 December!  You have to take action now if you want to have coverage starting in January.  There exist a broad spectrum of carriers who are anxious to provide you coverage in our State; every single plan is different, and there now are higher and lower levels of coverage available (and these are new options to consider).  Also, if you believe you'll benefit from adding vision coverage (essentially an optometry program for eye check-ups and glasses), you've got to do that by December 10th too.  You need to evaluate your options, since some of us receive certain eye-related coverage from local military and U.S. Family Health Plan facilities.


On the subject of the U.S. Family Health Plan (USFHP), kindly note that Johns Hopkins Medicine is the only organization that provides the services here in Maryland--and it is considered an equivalent to TRICARE Prime.  If you opt to sign up for the USFHP, remember that (in general) you cannot still use military hospital and clinics.


If you need more information before you make your decisions, I commend to you the following link.  Please note that the link has further embedded links if you require specifics and additional details on a program or option:


I am sharing this information with 46 of our MOAA leaders across Maryland, not as an expert on medical services, but in the hope that you will share it with Chapter members and others who will be encouraged to do their own research and make their important family decisions on this subject over the next two weeks.  Frankly, in my humble opinion, there is no excuse in just sitting back and hoping that someone else (who has no clue about your family's medical, dental, and optical needs) will do your work and make the decisions for you.


Harvey (28 Nov 2018)



Maryland Military Coalition


Check this out, if you've not seen it already.  You may recognize some of the MOAA "players" and those from other organizations in a number of the photographs in the series.  The pictures were taken at the ceremony at Baltimore's War Memorial Building last Friday (9 November), as we "rolled out" the Maryland Military Coalition (MMC).  MOAA is one of the 13 Charter Members of the new organization.  It was our intent to do this during the weekend of the 100th Anniversary of the Armistice at the end of World War I--since the initiative unquestionably will be of meaningful benefit to our Veterans (as well as currently serving members of the Uniformed Services--and spouses/surviving spouses and family members).,-and-You-Can,-Too.aspx?utm_source=newsletter&utm_medium=email&utm_campaign=TMNsend&utm_content=NC+AFHR+1+ERet+L+NC

(16 Nov 2018)


From Council President, COL Harvey Kaplan, USA (Ret) on the MMC:


I wanted to make certain that everyone in MOAA here in Maryland has gotten the latest word on the Maryland Military Coalition (MMC)--and what is on the horizon.


First of all, we as an organization are definitely involved in the MMC initiative.  MOAA is one of 13 Charter Members of the Coalition--and our folks are deeply involved already in preparations for the 2019 Legislative Session in Annapolis, which will open the second week of January.  At this past Tuesday's meeting of the full MMC in Odenton, MD, Bob Norton was elected Coalition President.  [Bob currently is the 2nd Vice President of our Council.]  In addition, Annie Brock, our MOAA Council's Legislative Liaison, was elected to one of the two Co-Chair positions on the MMC.  [Art Cooper of The Retired Enlisted Association,TREA, will serve as the other Co-Chair.]  John P. May, AMS, was elected to the combined position of Secretary/Treasurer.  I will continue to serve as one of the Directors of the Coalition, the official representative of MOAA to the MMC.  In addition, two other members of MOAA will serve as Directors: Erwin Burnick, representing the Jewish War Veterans of the USA; Sheldon Goldberg representing the Military Order of the World Wars.


The MMC made some key decisions on its priorities for 2019, and Annie Brock will be sharing an official version of the material with all member organizations over the next few days.  I am confident that our MOAA membership across Maryland will be extremely pleased with the Coalition's decisions on our key issues.



Annual Congressional Luncheon


The 9th Annual Congressional Appreciation Luncheon will be held in Sep 2019.  Stay tuned for details as they become available. (4 Oct 2018)

Who Can Join:


MOAA membership is open to all current, former, and retired officers of any of the seven Uniformed Services. Visit the Why Join MOAA page at the MOAA Web Site for details on the three classes of membership, and to join.


There is a new “Why MOAA” video produced by the MOAA National Office. Please use the following link to access the video:



For those concerned about embedded links and cyber security, please do the following:


1)      Go to the YouTube website by typing: in your web browser

2)      Type MOAA in the search bar

3)      Click on the link to the MOAA channel

4)      Once the MOAA channel comes up, you will immediately see the “Why MOAA” video. 

5)      If you want to cut and paste the video web address for others, click on the “Videos” link, then select the “Why MOAA” Video

6)      Once the video begins playing, highlight and then copy the web address at the top of the screen.  It should exactly match the hyperlink listed in this email.



If you are a MOAA member who is not a member of a Maryland Chapter, please click here to find the chapter in your area.


Council Calendar


The Council officers and Chapter Presidents meet quarterly, on call of the President. Meetings are currently held at O’Loughlin’s Restaurant, 1258 Bay Dale Drive, Arnold MD 21012, starting at 1130. Here are the recent and upcoming dates, with links to the minutes of each, as they are available (older minutes are available here)


Jan 21, 2017 - Minutes

Mar 4, 2017 - Minutes

June 10, 2017 - Minutes

Sep 9, 2017 - Minutes

Dec 9, 2017 - Minutes

Mar 10, 2018 - Minutes

Jun 9, 2018 - Minutes

Sep 8, 2018 - Minutes

Nov 1, 2018 (At National Meeting) - Minutes


Editorial Policy


MOAA, the Maryland Council of Chapters and the individual chapters in Maryland are non-partisan. Information on this web site relects the position of the Maryland Council of Chapters only.


Spouse and Surviving Spouses Newsletter


Below are recent newsletters from the Spouse and Surviving Spouse Liasion Officer, Mrs Naomi Kaplan. (22 Aug 2018)


-          Feb 2018

-          Apr 2018

-          May/Jun 2018

-          Jul/Aug 2018

-          Sep/Oct 2018

-          Nov/Dec  2018



Maryland National Guard Unit of the Year


Maj. Gen. Linda L. Singh, the adjutant general of Maryland, is pleased to announce that she has nominated the 200th Military Police Company, Maryland Army National Guard, to receive the annual Military Officers Association of America (MOAA) Maryland National Guard Unit of the Year Award for 2017 from the Maryland Council of Chapters of MOAA.


The 200th MP Company was called upon in 2017 to assist the U.S. Virgin Islands in the aftermath of the devastation left behind from Hurricane Irma. On short notice, the unit deployed and was attached to the U.S. Virgin Islands Police Force. While attached, the 200th MP Company performed more than a thousand patrols, aided in the arrest of several dangerous gang members, conducted two high-risk search warrants and improved security for more than 150,000 residents of the island territory. The Soldiers of the 200th MP Company directly contributed to the decrease in violent crime, assisted in the improvement of civil infrastructure and provided improved security to the residents of the U.S. Virgin Islands.           


The award was presented on 26 May 2018 at the Catonsville Armory.

COL Andy Fallon, MG Linda Singh, COL Jim Shelley with trophy

Council Past President COL Andy Fallon, Md Adjutant General MG Linda Singh, Star Spangled Banner Chapter representative COL Jim Shelley with trophy


 (3 Jun2018)



Highlights of recent and upcoming Chapter activities


·         Nothing at this time (30 Aug 2017)


Legislative Priorities



A number of veteran-related bills have been introduced in the Maryland Senate in 2019. Here is a partial list of bill titles and links to detailed information. Please review these bills and contact your Senator and Delegates to request their support. You may also visit to get details on all bills before this session. (9 Feb 2019)

SB 294 - Income Tax - Subtraction Modification - Military Retirement Income




SB 810 – Housing – Local Housing Grant Program for Homeless Veterans and Survivors of Domestic Violence


SB 816 – Property Tax Credit - Surviving Spouse of Veteran


 SB 852 – Department of Labor, Licensing, and Regulation - Veterans and Military Service Members and Spouses - Occupational Licenses



SB 865 – Maryland Military Veterans




We now have a list of the members of the Maryland House of Delegates Veterans’ Caucus, and the Maryland Senate Veterans’ Caucus. (21 Feb 2018)


Make MOAA's One Powerful Voice® heard in Maryland. It will take each MOAA member living in Maryland to make this happen. Act now to do your part!


Here is a list of Points of Contact for the Maryland Congressional delegation (both Senators and all eight Representatives)


There is an email address,, to reach Legislative Liaison CPT Annie Brock, USA (Former) or whoever is filling in for her if she is out of town.




·         From time to time, we will suggest messages we would like Maryland members to send to Annapolis on upcoming bills of interest to all of us. There are two web-based methods you can use to contact your State Legislators:

·         The Maryland Legislature maintains a Web Site that you can use to contact your Senator or Delegate. To use it, visit, and select the legislator’s name. If the legislator accepts e-mail (I hope most of them do today), you will see a link to Contact Online. Click on that link. Enter your identifying information, and type or paste the text into the Message box.

·         Another method is to visit This site, run by the Maryland State Archives, allows you to enter your address (Zip+4 will do, unless district lines go through your Zip+4 area – then enter your full address), and it will tell you who your Federal and State legislators are. There are links to their web sites. Some have e-mail tools built in; others will link into Outlook, as above. (21 Jan 2013)

·         NEW – here is a link to a roster provided by the Legislature with office locations and phone numbers for all of the State Senators and Deelgates. Some have moved since last year. (26 Jan 2018)


You can find information on MOAA’s national legislative priorities at the MOAA Take Action web page.



Maryland Veterans Commission


There are no recent reports from the Maryland Veterans Commission. One will be posted here when available.



Job Search



Looking for a new job, or know someone who is? Visit the MOAA Transition and Career Center for Career Information.


We are also now posting job search related information here:


-          The Career Transition Resources page contains links to various other resources. It will be updated infrequently.

-          The Program Announcements, Career Fair Providers,  and Scheduled Career Fairs pages contain time-sensitive announcements about programs and upcoming career fairs. They will be updated as necessary.

-          The Monthly Newsletter page contains thoughts and comments from our Transition Officer, MAJ Jim Dittbrenner, USA (Former). It will be updated more or less monthly.


Veterans’ Benefits


The Howard County Office of Veterans and Military Families publishes periodic notes with links to other resources to benefit veterans and military families. They are not endorsed by that office, or by the Military Officers Association af America or the Fort Meade Chapter. With that caveat, feel free to browse the latest notes.



MAJ Jeffery Burbank, an Army Chaplain at Fort Leavenworth and the son of Fort Meade Chapter member CW5 Larry Burbank, has prepared a list of web-sites that provide information on Veterans benefits and how to file/ask for them. There are many sites that explain how to obtain books, military/medical records, information and how to appeal a denied claim with the VA. Please pass this information on to every Veteran you know. Nearly 100% of this information is free and available for all veterans, the only catch is: you must ask for it, because they won't tell you about a specific benefit unless you ask for it. You need to know what questions to ask so the right doors open for you and then be ready to have an advocate who is willing to work with and for you, stay in the process, and press for your rights and your best interests. (Note – the Maryland Council of Chapters has nothing to do with any of the listed sites and is not responsible if any of them are no longer active.)


The consumer website has recently published a sutdent financial aid guide for military veterans, including a list of scholarships offered to vetereans and their family members and an interactive map tool to help veterans find schools that participate in the Yellow Ribbon benefit program. The guide is available at The site has other student financial resources, including a searchable scholarship database at Note that inclusion of these links does not imply any endorsement by MOAA or the Maryland Council of Chapters. (10 Feb 2016)


Here are some other sites with military discounts and deals:


(Again, the inclusion of these links does not imply any endorsement by MOAA or the Maryland Council of Chapters.) (22 Jan 2108)


The website has shared with us a Veteran Care Guide “designed to help veterans and/or their surviving spouses determine their eligibility, explain how to apply for benefits and cover the various veteran care options.” Neither MOAA or the Maryland Council of Chapters endorses the site, the guide, or any links contained within it. (5 Oct 2018)


The Council’s Spouse/Surviving Spouse Liaison Officer, Naiomi Kaplan, has prepared a list of Pertinent Issues for Spouses and Surviving Spouses. (29 Feb 2016)


MOAA Pet Insurance


The fololowing is from a 19 March 2018 emaiol to all MOAA members:


March 19, 2018

We're letting
the cat out of the bag

MOAA members now have access to valuable pet health insurance plans from Pets Best, a leading U.S. agency. A wide range of plans and coverage options are available, making it easy for you to find the right protection for your cat or dog at the right price.

Choose from a variety of plans.

·  BestBenefit Accident/Illness Plans — offers the most comprehensive coverage, providing reimbursement when your cat or dog becomes sick or gets injured. This plan helps pay for care such as surgeries, exams, X-rays, emergency visits, prescriptions, cancer treatments and more.

·  Accident Only Pet Insurance Plans — provides coverage for treatment of most accidental injuries.

·  Pets Best Wellness coverage — can be added to provide benefits for routine care like annual checkups and immunizations.

Take Action Now



or call 1-877-934-9423 and mention referral code: MOAA


Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company.
Program Offered by Mercer Health & Benefits Administration LLC
AR Insurance License #100102691 • CA Insurance License #0G39709
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84925 (3/18) Copyright 2018 Mercer LLC. All rights reserved.








Please send any comments and suggestions to the Webmaster using the email address shown in the listing of Council Officers above.